Critical Illness (Trauma Cover)

There are approximately 40 conditions covered by trauma insurance.

Did you know?

• Breast cancer is the most common cancer among women with more than 2,600 new cases expected each year. (Genre Life health “Australia critical illness survey 2008). Cancer is covered under trauma insurance
• NZ has the highest bowel cancer rate in the world (NZ cancer charitable trust 2010).  Bowel cancer is covered under trauma insurance
• Over 2,400 men are diagnosed with prostate cancer every year (Cancer Society 2007). Most insurance companies cover prostate cancer in their trauma insurance policy
• One in 20 adults has been diagnosed with coronary heart disease (Heart foundation of NZ 2010). Trauma insurance covers several serious heart conditions.

In New Zealand, one in five males have the chance of
suffering a critical illness between the ages of 30 and 64
(Gen Cologne Life Re Australia 2008)

In New Zealand, one in seven females have the chance of
suffering a critical illness between the ages of 30 and 64
(Gen Cologne Life Re Australia 2008)

In 2005, there were 18.610 new cancer cases in NZ

What could the funds from a trauma insurance policy be used for?

• Repay or reduce debt (e.g. mortgage) with your trauma insurance payout
• Replace lost income from your trauma insurance payment
• A trauma insurance payment could be used to pay for expensive medication that may not be covered by the Government
• If you need to be in a wheelchair, funds from trauma insurance may used to alter your house and also to purchase a vehicle with a hoist for the wheelchair